FAQ

Frequently

Asked Questions

It is recommended that you have initial discussion with your banker/mortgage broker about your budget and a lawyer about the risks associated buying a house. If you are a first home buyer,
talk to your Kiwisaver provider and assess if you can do the Kiwisaver withdrawal for your first home. Visit https://kaingaora.govt.nz/en_NZ/home-ownership/ for more information.

Talk to our sales team, they will help you make decisions on the house that suits your need. Sign a conditional agreement with our sales team then start your due diligence. It is recommended
that you send the agreement to both your lawyer and banker for review. Once you complete the process, you can ask your solicitor to notify our solicitor that the agreement is unconditional.
You can then pay the deposit and wait for settlement. Job done!

You have a standard one year maintenance warranty starting from the date of the settlement. Insight Living’s builder also provide 10 year Master Builder guarantee for your piece of mind. Visit https://www.masterbuilder.org.nz/RMBA/Master_Build_Guarantees/RMBA/Guarantees/section_home.aspx?hkey=501e5691-85d9-4025-9eea-ec3fb9311ecf for more information.

Your deposit it safe. When your agreement with us goes unconditional, 10% of the purchase price being the deposit needs to be paid to the developer Insight Living’s solicitor account. Your deposit will be held by the solicitor until settlement. The developer’s solicitor can not release the deposit to the developer until settlement. If the agreement is canceled, the deposit will be returned to the Purchaser.

There is no body corporate in any our our development. In regards to incorporated societies, it depends on which development you are looking at. Talk to our sales team and find out if the house you like are in a incorporated society or not. Also ask the annual levy if any. Visit the link below for more information about incorporated societies.
https://is-register.companiesoffice.govt.nz/help-centre/getting-started/about-incorporated-societies/

The developer and their contractor is required to build the houses as per the building consent that complies with NZ building codes. Council will send building inspectors check each stage of the building process and make sure they are done as per the plan and with acceptable standard. For example, council inspector will inspect the foundation structure before concrete is poured. Remember you also have 10 year Master Builder guarantee for your piece of mind.

Once your new home is completed and we have obtained Code of Compliance from the Council, our solicitor will contact your solicitor for the transfer of ownership of the property to you. Your solicitor will contact you to complete the paperwork. When your settlement date is confirmed, our team will be in touch to arrange a pre-settlement inspection of your new home. This is an opportunity to walk through your new home before settlement day.Settlement day is when the balance of the purchase price is required, and the property is legally yours. On settlement day, a number of things need to happen in a specific order between your solicitor, our solicitor, and your bank. Firstly, your bank will arrange for your mortgage to be made available and transferred to your solicitor’s trust account. Once everything is ready to settle, your solicitor will transfer the purchase price to our solicitor. When the funds have arrived, your solicitor will also ensure ownership of the property transfers to you and register the change of ownership on the record of title. When everything is completed, your solicitor will contact our team. As soon as this is confirmed, our sales team will be in touch to hand over the keys to your new home.

Discover Insight Living!

These homes are perfect for those seeking a modern, low-maintenance lifestyle in a vibrant, well-connected neighborhood.